Why You Should Put Your HSA Toward LASIK Surgery

Someone writing on a piece of paper with a pen using a calculator.

Have you been dreaming of having a LASIK procedure done as a means of correcting your near-sightedness, far-sightedness, or astigmatism? If so, then what are you waiting for? If you’re like most people, the cost of LASIK may have been preventing you from having it done in the past. However, if you’re one of many who has a Health Savings Account (HSA) with a high-deductible health plan, the beginning of 2017 is a great time to start seriously considering LASIK as a means of bettering your life.

Why Now is the Right Time

Many employers who offer HSAs and high-deductible health plans to their employees also include an annual contribution to the HSA. These funds can be used for any qualifying medical expenses, and they roll over from year to year. Any unused funds at the time of retirement can also be retained by the employee.

For employers that make contributions to their employees’ HSAs, this is done at the beginning of the new year. Depending on whether you have an individual or family plan, you can end up seeing anywhere from a couple thousand to several thousand dollars hit your account around January 1st.

With that in mind, what better time to finally invest in yourself and improve your vision with LASIK? You are able to use your HSA dollars to cover this procedure, even though it is considered “elective.” Since most high-deductible health plans don’t cover LASIK and similar procedures, this is a great way to get the refractive surgery you’ve been wanting. Plus, HSA dollars are tax-free!

Benefits of LASIK

If you’re a viable candidate for LASIK, the procedure can dramatically improve your eyesight. You may find that you no longer need to wear glasses or contacts following your procedure, which can result in a major improvement in your overall quality of life. You’ll also save yourself the hassle and time involved in constantly changing your contact lenses (along with the subsequent eye irritation) or upgrading your eyeglass frames.

LASIK can also help to prolong the quality of your vision, saving you from potentially needing corrective lenses or other eye procedures down the road. In this sense, LASIK can really help you enjoy every moment of your life with the ones you love.

Schedule a Consultation Today

If you’re interested in finding out more about LASIK or finding out whether you’re a viable candidate for the procedure, contact our team at Florida Eye Specialists today! We’d be happy to set up an appointment for your LASIK consultation with one of our experienced and skilled doctors. You can reach our office at by phone or by filling out an Appointment Request Form on our website.